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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, August 11, 2002
Written & Published by Philip E. Humbert, PhD
Visit our website at: http://www.philiphumbert.com


Table of Contents:

1. The One-Minute TIP
2. Welcome Notes
3. A Life of One's Own
4. Quotes of the Week
5. Strictly Business:  Financial Fundamental 
6. Resources You Can Use
7. Humor: Doggone Good Stuff! 

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We value your privacy and we never rent, sell, or share
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============================================
1. The One-Minute TIP

The keys to achievement, motivation and ultimate success
are in your own heart. Find the goals that truly inspire,
challenge and excite you, then stay up all night and work
all day to achieve your destiny. Success is not something
to be chased, it's something to be celebrated by living
your own life, on your own terms, every day.

============================================
2. Welcome Notes

This summer, Mary and I have developed a habit of ending
the day by sitting on our deck and watching the stars come
out. There is one particularly bright one we've taken to
calling "our star", and it's been fun to watch the sky turn
from blue to gray to black, see it come out, and over the
past few weeks watch it change position slightly in the
night sky. We talk, sometimes sip a drink or hold hands,
and it's become a marvelous tradition.

I know that's a small thing, and maybe not "important", but
perhaps because it is a small thing that costs nothing, it
has taken on huge meaning for us. I hope you and your
loved ones have some similar traditions, some simple
ceremony that enriches your day. This has been a wonderful
little thing for us. Highly recommended!

Finally, a reminder that my "Road to Riches" class begins
on Tuesday, September 3rd. One of the most important adult
responsibilities is to handle money wisely and well. Most
of us will handle several million dollars during our
lifetimes. How much of that will you keep? How much will
you invest? How much will you pass on to your children?
These are vital questions and as adults, we must answer
them well. This class has helped hundreds of families
transform their relationship with money. It might help
your family, too!

To register, just visit:  http://www.philiphumbert.com/Riches.htm

Remember, you are always encouraged to forward TIP's to
anyone who might enjoy it. Your recommendation is how we
grow. Just hit the "Forward" button on your email, and
send it to as many folks as you'd like. Thanks!


============================================
3:  A Life of One's Own

I recently had a touching conversation with a person most
people would see as extremely successful. He has an
international reputation, has made tons of money, been
interviewed as an expert on national television, has a
beautiful family, and lives what most of us would call "the
good life". Except that he "feels like a fraud."

As we talked, it was clear that he has "done all the right
things, collected all the blue ribbons and jumped through
the hoops", but he has not figured out how to live a life
that is truly his own.

As we talked, I thought about a definition of success a
teenage girl once gave me. I was talking to a group of
middle-school kids and after all the comments that success
was about money or power or fame, one girl quietly said, "I
think success is living your life the way you want to."
For her, success was not about popularity or sports or good
grades. It was choosing her values, setting her goals, and
living a life that satisfied her.

At age 15, she already understood that no one could deny
her the ultimate success of living well and enjoying "a
life of one's own".

As I talked with this 40-something entrepreneur, I realized
that he has never "gotten" that. In some ways, he is still
trying to please other people, trying to be popular, trying
to win first prize. For all of his money, fame and power,
he is not successful in his own eyes.

Success is living your own life. Success, with a small
"s", is winning a prize, getting the promotion, making more
money, or having a bigger house. Achieving those things is
important and worthwhile, but only so long as we understand
they only lead to "success", and rarely to success!

Many of the people who contact me for coaching - not all,
but many - are discovering that being the most popular kid
in school is not enough. I suspect the rise and fall of
the stock market in recent years has permitted many people
to have far more "success" than they expected, to lose much
of it, and to discover than neither success nor loss are
as satisfying as they expected. That leads to the obvious
question, "Is that all there is?"

The answer has always been right in front of us. Success
is not about allowing peer pressure to tell us how to
dress, how to dance, what music to listen to, or later in
life, what car to drive.

Success, with a capital "S", is living your own life, in
your own way, consistent with your values. It is about
choosing your priorities, doing things that are meaningful
and important, about staying the course, finishing what you
set out to do, and making a difference in the world.

Highly success people have always known that in the end,
success is about following your heart, living with passion,
loving people and making a difference. Some do this by
building a business, or by creating art or music. Some do
it in politics or education. Some seek cures for the
world's diseases or to help cultures understand each other
and live together in peace.

The keys to achievement, motivation and ultimate success
are in your own heart. As Tony Robbins has said, people
are not lazy, they just have inadequate, hollow or
uninspiring goals. Find the goals that truly inspire,
challenge and excite you, then stay up all night and work
all day to achieve your destiny. Success is not something
to be chased, it's something to be celebrated by living
your own life, on your own terms, every day.


============================================
4. Quotes of the Week

"Every man dies. Not every man truly lives."
                                      -- Braveheart

"You may have a fresh start any moment you choose, for this
thing we call failure is not the falling down, but the staying down."
                                      -- Mary Pickford

"Take your life in your own hands, and what happens?  A terrible thing:
no one to blame."
                                      -- Erica Jong

"Don't be prisoner of your past, but the architect of your future."
                                      -- Unknown


============================================
5. Strictly Business: 
  Financial Fundamentals

Because my work involves considerable travel for speaking,
consulting and training, the tax authorities have
questioned my travel expenses over recent years. I'm told
this is a common area for entrepreneurs and professionals
to "cook the books", so the IRS often looks at it very
closely. Fortunately, we seem to be well prepared.

In working with my Accountant, however, I'm told it is
actually rare for small business owners to have adequate
records and details. That astonished me, because keeping
good financial records is essential. For review, here are
a few items to double-check to be sure you're doing it
right:

1. Have a separate bank account, credit card and
accounting system for your business and NEVER mix personal
expenses with your business. Never buy a business computer
and a vacation trip with the same credit card. Never
deposit a business payment to your personal checking
account. These steps cost very little and could save you
heartache and money down the road.

2. Keep every business receipt. You may not always list
it in the right account, and your Accountant or the tax
folks might quibble about whether it's a business expense,
but with a receipt you have hope. Without it, you got
nothing!

3. Never, ever, cheat or cut corners. It just isn't worth
it. In recent weeks I've heard unbelievable stories of
professional and business owners who should clearly know
better, thinking they could either hide income or use a
business expense for personal gain. Statistically, you
might get away with it, but at what cost?

4. Hire and use a great Accountant! Over the years, I've
griped about how much we spend on legal and accounting
advice. Now I know why. Rhonda has made this thing easy.
Following her advice over the years let us do it right, so
now the stress is minimal. What a bargain!

It's very easy to go into business, and running a business
is easy if you have great systems to track your finances
automatically, effortlessly, and accurately. Those systems
don't "cost", they truly pay off in wonderful ways. Follow
the basics. Trust me, there'll come a day when you'll be
delighted you did!


============================================
6. Resources You Can Use:

The Road to Riches
With Dr Philip E. Humbert

The stock market may be bouncing back and that's great
news, but remember the roller-coaster ride of the past few
years? What about people who have lost everything? Making
money is important, but it is only part of the solution.
Getting and staying out of debt is essential. Investing
wisely is vital. Spending less, saving more, managing
wisely are the keys to financial independence, and yet most
of us never study wealth. Did you take a class in high
school? Have you read a book on investing this year?
Hundreds of people have said this was THE class that helped
them prepare for their financial future. The next class
begins September 3rd and I hope you'll join us! Take
action while you're thinking about it. Register today at:
http://www.philiphumbert.com/Riches.htm


Building Your "World Class Business"
With Michael Angier and Philip Humbert

This was a 1-day seminar last May in Palm Springs, and it
has grown to a 2-day seminar this fall in Hilton Head, NC.
We even have people who attended last spring coming BACK,
even from England! Obviously, this is a "good thing"! The
key to a "World Class Business" is developing a system
that provides extraordinary customer service, delivers
products and services at a fair price, and rewards the owners
with superior profits. You want a system that works "for"
you, rather than working harder and harder to grow your
business by brute force. There are easier, smarter, faster,
cheaper and better ways to run your business! This seminar
will help you find them, and (more importantly) USE them!
I hope you'll join us. For all the info, Click Here!


"How to Build Your Ideal Practice"
by David Steele, MA

My colleague, David Steele, has published an fantastic e-
book and I highly recommend it. If you need more clients
(or customers) and need a plan to get them, buy and use this
book. It doesn't "cost" - it will pay a huge return on
your investment of a few dollars, a few hours, and a bit
of work. Last week I recommended it, many of you bought it,
and several have already written to thank me! (Be sure to
thank David as well - it's his great book!) To get your
copy and build your professional practice, visit:
http://www.philiphumbert.com/ds.htm


============================================
7. Humor:   Doggone Good Stuff

We have both a cat and a dog, and I believe (contrary to
some vicious rumors) that I love both equally well.  It
just happens that the dog is much smarter, better trained,
and more affectionate...not my fault! <g> 

Here's what some other people have had to say on the subject:


"The reason a dog has so many friends is that he wags his
tail instead of his tongue." -Anonymous

"Don't accept your dog's admiration as conclusive evidence
that you are wonderful." -Ann Landers

"If there are no dogs in Heaven, then when I die I want to
go where they went." -Will Rogers

"There is no psychiatrist in the world like a puppy licking
your face." -Ben Williams

"A dog is the only thing on earth that loves you more than
he loves himself." -Josh Billings

"The average dog is a nicer person than the average
person." -Andrew A. Rooney

"Dogs love their friends and bite their enemies, quite
unlike people, who are incapable of pure love and always
have to mix love and hate" -Sigmund Freud

"If I have any beliefs about immortality, it is that
certain dogs I have known will go to heaven, and very,
very few persons." -James Thurber

"A dog teaches a child fidelity, perseverance, and to turn
around three times before lying down." -Robert Benchley

"I wonder if other dogs think poodles are members of a
weird religious cult." -Rita Rudner

"If your dog is fat, you aren't getting enough exercise."
-Unknown

"Outside of a dog, a book is probably man's best friend;
inside of a dog, it's too dark to read." -Groucho Marx

"Women and cats will do as they please, and men and dogs
should relax and get used to the idea." -Unknown


============================================

Be kind to yourself and to someone else, and have a
wonder-FULL week!



Philip E. Humbert, PhD,
Resources for Success!(tm)
President, The Philip E. Humbert Group, Inc.


Shameless Marketing TIP:
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speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:
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Copyright (c) 2002, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
You may copy, forward or distribute TIP's if this
copyright notice and full information for contacting
Dr Philip E. Humbert are included. Contact him at:
www.philiphumbert.com or email Coach@philiphumbert.com.

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